Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Kansbahal branch in Sundergarh, Sundergarh, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Sundergarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UJVN0003377. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Kansbahal, Sundergarh
Below in the table are the key details related to IFSC Code UJVN0003377 of Ujjivan Small Finance Bank Limited for its branch located in Sundergarh, within the district of Sundergarh in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003377 |
| Branch | Kansbahal |
| City | Sundergarh |
| District | Sundergarh |
| State | Odisha |
| Address | Ground Floor,Plot No 160 At/P.O Near Market,Kanshbahal Sundergarh 770034 Sundergarh Odisha |
These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Sundergarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003377 for the Kansbahal branch of Ujjivan Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Kansbahal, Sundergarh, Odisha, are allotted a unique IFSC like UJVN0003377 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sundergarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sundergarh and Sundergarh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Ujjivan Small Finance Bank Limited in Kansbahal reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code UJVN0003377
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kansbahal in Sundergarh.
For example, the IFSC Code UJVN0003377 of Ujjivan Small Finance Bank Limited for the Kansbahal branch includes these elements, identifying the bank and the branch location in Sundergarh and Odisha accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
To find the IFSC Code UJVN0003377 of Ujjivan Small Finance Bank Limited for its Kansbahal branch located in Sundergarh, the following methods can help you out:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Sundergarh and Sundergarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Kansbahal or Sundergarh to find the exact IFSC Code UJVN0003377.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Sundergarh will provide accurate information.
How to Use IFSC Code UJVN0003377 for Online Transfers?
Once you have the IFSC Code UJVN0003377 for the Kansbahal branch of Ujjivan Small Finance Bank Limited in Sundergarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003377. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003377.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Kansbahal in Sundergarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Kansbahal, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sundergarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kansbahal Sundergarh branch is UJVN0003377.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor,Plot No 160 At/P.O Near Market,Kanshbahal Sundergarh 770034 Sundergarh Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.