Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Suratgarh branch in Sri Ganganagar, Suratgarh, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Sri Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UJVN0002392. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Suratgarh, Sri Ganganagar

Here are the key points that are associated with the IFSC Code UJVN0002392 of Ujjivan Small Finance Bank Limited for its branch located in Sri Ganganagar, within the district of Suratgarh in the state of Rajasthan.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002392
Branch Suratgarh
City Sri Ganganagar
District Suratgarh
State Rajasthan
Address Ground Floor,Plot No.63,Bus Stand,W.No.09,Suratgarh,Sri Ganganagar,Rajasthan,335804

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Sri Ganganagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002392 for the Suratgarh branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Suratgarh, Sri Ganganagar, Rajasthan, is provided a unique IFSC like UJVN0002392 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Sri Ganganagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sri Ganganagar and Suratgarh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Suratgarh do not get misguided to another person.

Format of the IFSC Code UJVN0002392

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suratgarh in Sri Ganganagar.

For example, the IFSC Code UJVN0002392 of Ujjivan Small Finance Bank Limited for the Suratgarh branch includes these elements, identifying the bank and the branch location in Sri Ganganagar and Rajasthan correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0002392 of Ujjivan Small Finance Bank Limited for its Suratgarh branch located in Sri Ganganagar, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Sri Ganganagar and Suratgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Suratgarh or Sri Ganganagar to get the exact IFSC Code UJVN0002392.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Sri Ganganagar, then it will provide you proper information.

How to Use IFSC Code UJVN0002392 for Online Transfers?

Once you have the IFSC Code UJVN0002392 for the Suratgarh branch of Ujjivan Small Finance Bank Limited in Sri Ganganagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0002392. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002392.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Suratgarh in Sri Ganganagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Suratgarh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sri Ganganagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Suratgarh, Sri Ganganagar?

The IFSC Code is UJVN0002392.

Is the IFSC Code UJVN0002392 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Suratgarh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Suratgarh branch?

The address of the branch is Ground Floor,Plot No.63,Bus Stand,W.No.09,Suratgarh,Sri Ganganagar,Rajasthan,335804 located in Sri Ganganagar, Suratgarh, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.