For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Dwarka branch in Southwestdelhi, Dwarka, Delhi, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Southwestdelhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UJVN0002382. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Dwarka, Southwestdelhi

Here are the key points that are associated with the IFSC Code UJVN0002382 of Ujjivan Small Finance Bank Limited for its branch located in Southwestdelhi, within the district of Dwarka in the state of Delhi.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002382
Branch Dwarka
City Southwestdelhi
District Dwarka
State Delhi
Address Shop No. G-2,G-2A And G-3 ,Manish Mega Plaza, Plot No. 13,Mlu Pocket Sector-5, Dwarka,South West Delhi,Delhi-110075

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Southwestdelhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002382 for the Dwarka branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Dwarka, Southwestdelhi, Delhi, are given a unique IFSC like UJVN0002382 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Southwestdelhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Southwestdelhi and Dwarka.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Dwarka goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Delhi and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0002382

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dwarka in Southwestdelhi.

For example, the IFSC Code UJVN0002382 of Ujjivan Small Finance Bank Limited for the Dwarka branch includes these elements, identifying the bank and the branch location in Southwestdelhi and Delhi accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002382 of Ujjivan Small Finance Bank Limited for its Dwarka branch located in Southwestdelhi, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Southwestdelhi and Dwarka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Dwarka or Southwestdelhi to get the exact IFSC Code UJVN0002382.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Southwestdelhi that will provide accurate information.

How to Use IFSC Code UJVN0002382 for Online Transfers?

If you have the IFSC Code UJVN0002382 for the Dwarka branch of Ujjivan Small Finance Bank Limited in Southwestdelhi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002382. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002382.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Dwarka in Southwestdelhi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Dwarka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Southwestdelhi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited Dwarka Southwestdelhi?

The IFSC Code of the Dwarka Southwestdelhi branch is UJVN0002382.

Is IFSC Code UJVN0002382 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Ujjivan Small Finance Bank Limited Dwarka branch?

The branch is located at Shop No. G-2,G-2A And G-3 ,Manish Mega Plaza, Plot No. 13,Mlu Pocket Sector-5, Dwarka,South West Delhi,Delhi-110075.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.