IFSC Code of Ujjivan Small Finance Bank Limited, Lajpatnagar, Lajpatnagar, Delhi — UJVN0002396

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Lajpatnagar branch in South West Delhi, Lajpatnagar, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in South West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UJVN0002396. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Lajpatnagar, South West Delhi

The table below shows the main details of the IFSC Code UJVN0002396 for the Ujjivan Small Finance Bank Limited branch in South West Delhi, which falls under the Lajpatnagar district in Delhi.

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in South West Delhi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002396 for the Lajpatnagar branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Lajpatnagar, South West Delhi, Delhi, are given a unique IFSC like UJVN0002396 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in South West Delhi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like South West Delhi and Lajpatnagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Lajpatnagar goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Delhi and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0002396

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lajpatnagar in South West Delhi.

For example, the IFSC Code UJVN0002396 of Ujjivan Small Finance Bank Limited for the Lajpatnagar branch includes these elements, identifying the bank and the branch location in South West Delhi and Delhi accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002396 of Ujjivan Small Finance Bank Limited for its Lajpatnagar branch located in South West Delhi, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in South West Delhi and Lajpatnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Lajpatnagar or South West Delhi to get the exact IFSC Code UJVN0002396.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and South West Delhi, you'll get the correct details.

How to Use IFSC Code UJVN0002396 for Online Transfers?

Once you have the IFSC Code UJVN0002396 for the Lajpatnagar branch of Ujjivan Small Finance Bank Limited in South West Delhi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002396. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002396.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Lajpatnagar in South West Delhi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Lajpatnagar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in South West Delhi manage online transfers as well as cheque clearances with ease.