Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Janakpuri branch in South West Delhi, Janakpuri, or Delhi, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in South West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code UJVN0002395. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Janakpuri, South West Delhi

The table below shows the main details of the IFSC Code UJVN0002395 for the Ujjivan Small Finance Bank Limited branch in South West Delhi, which falls under the Janakpuri district in Delhi.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002395
Branch Janakpuri
City South West Delhi
District Janakpuri
State Delhi
Address Ground Floor,Property No.516,Block B-1,Pankha Road,Opposite District Centre,Janakpuri,New Delhi,110058

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in South West Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002395 for the Janakpuri branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Janakpuri, South West Delhi, Delhi, is provided a unique IFSC like UJVN0002395 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in South West Delhi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like South West Delhi and Janakpuri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Janakpuri do not get misguided to another person.

Format of the IFSC Code UJVN0002395

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Janakpuri in South West Delhi.

For example, the IFSC Code UJVN0002395 of Ujjivan Small Finance Bank Limited for the Janakpuri branch includes these elements, identifying the bank and the branch location in South West Delhi and Delhi accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002395 of Ujjivan Small Finance Bank Limited for its Janakpuri branch located in South West Delhi, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in South West Delhi and Janakpuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Janakpuri or South West Delhi to get the exact IFSC Code UJVN0002395.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and South West Delhi that will provide accurate information.

How to Use IFSC Code UJVN0002395 for Online Transfers?

Once you have the IFSC Code UJVN0002395 for the Janakpuri branch of Ujjivan Small Finance Bank Limited in South West Delhi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002395. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002395.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Janakpuri in South West Delhi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Janakpuri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South West Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Janakpuri, South West Delhi?

The IFSC Code is UJVN0002395.

Is the IFSC Code UJVN0002395 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Janakpuri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Janakpuri branch?

The address of the branch is Ground Floor,Property No.516,Block B-1,Pankha Road,Opposite District Centre,Janakpuri,New Delhi,110058 located in South West Delhi, Janakpuri, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.