There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Bishalgarh branch in Sipahijala, Bishalgarh, Tripura, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Sipahijala or anywhere in Tripura can easily transfer funds instantly by using the correct IFSC Code UJVN0003552. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Bishalgarh, Sipahijala
Here are the key points that are associated with the IFSC Code UJVN0003552 of Ujjivan Small Finance Bank Limited for its branch located in Sipahijala, within the district of Bishalgarh in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003552 |
| Branch | Bishalgarh |
| City | Sipahijala |
| District | Bishalgarh |
| State | Tripura |
| Address | Bishalgarh Bazar,Agartala Udaipur Road,Near Bishalgarh Motorstand,Bishalgarh,Sepahijala -799102 |
These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Sipahijala for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003552 for the Bishalgarh branch of Ujjivan Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0003552 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Bishalgarh, Sipahijala, Tripura, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Sipahijala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sipahijala and Bishalgarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tripura and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Bishalgarh doesn't end up at another location.
Format of the IFSC Code UJVN0003552
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bishalgarh in Sipahijala.
For example, the IFSC Code UJVN0003552 of Ujjivan Small Finance Bank Limited for the Bishalgarh branch includes these elements, identifying the bank and the branch location in Sipahijala and Tripura accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0003552 of Ujjivan Small Finance Bank Limited for its Bishalgarh branch located in Sipahijala, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Sipahijala and Bishalgarh, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Bishalgarh or Sipahijala to get the exact IFSC Code UJVN0003552.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Sipahijala, you'll get the correct details.
How to Use IFSC Code UJVN0003552 for Online Transfers?
Once you have the IFSC Code UJVN0003552 for the Bishalgarh branch of Ujjivan Small Finance Bank Limited in Sipahijala, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003552. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003552.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Bishalgarh in Sipahijala, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Bishalgarh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sipahijala manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0003552.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bishalgarh Bazar,Agartala Udaipur Road,Near Bishalgarh Motorstand,Bishalgarh,Sepahijala -799102 located in Sipahijala, Bishalgarh, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.