IFSC Code of Ujjivan Small Finance Bank Limited, Melinakuruvalli, Melinakuruvalli, Karnataka — UJVN0001679

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Melinakuruvalli branch in Shivamogga, Melinakuruvalli, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Shivamogga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001679. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Melinakuruvalli, Shivamogga

Here are the main details that are associated with the IFSC Code UJVN0001679 of Ujjivan Small Finance Bank Limited for its branch located in Shivamogga, within the district of Melinakuruvalli in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Shivamogga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001679 for the Melinakuruvalli branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0001679 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Melinakuruvalli, Shivamogga, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Shivamogga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shivamogga and Melinakuruvalli.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Melinakuruvalli doesn't end up at another location.

Format of the IFSC Code UJVN0001679

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Melinakuruvalli in Shivamogga.

For example, the IFSC Code UJVN0001679 of Ujjivan Small Finance Bank Limited for the Melinakuruvalli branch has these elements, identifying the bank and the branch location in Shivamogga and Karnataka correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0001679 of Ujjivan Small Finance Bank Limited for its Melinakuruvalli branch located in Shivamogga, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Shivamogga and Melinakuruvalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Melinakuruvalli or Shivamogga to find the exact IFSC Code UJVN0001679.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Shivamogga will provide accurate information.

How to Use IFSC Code UJVN0001679 for Online Transfers?

Once you have the IFSC Code UJVN0001679 for the Melinakuruvalli branch of Ujjivan Small Finance Bank Limited in Shivamogga, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001679. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001679.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Melinakuruvalli in Shivamogga may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Melinakuruvalli, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shivamogga to handle online money transfers and get their cheques cleared smoothly.