IFSC Code of Ujjivan Small Finance Bank Limited, Mohali, Mohali, Punjab — UJVN0002401

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Mohali branch in Sahibzada Ajit Singh Nagar, Mohali, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Sahibzada Ajit Singh Nagar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UJVN0002401. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Mohali, Sahibzada Ajit Singh Nagar

The table below shows the main details of the IFSC Code UJVN0002401 for the Ujjivan Small Finance Bank Limited branch in Sahibzada Ajit Singh Nagar, which falls under the Mohali district in Punjab.

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Sahibzada Ajit Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002401 for the Mohali branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Mohali, Sahibzada Ajit Singh Nagar, Punjab, is provided a unique IFSC like UJVN0002401 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Sahibzada Ajit Singh Nagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Sahibzada Ajit Singh Nagar and Mohali.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Mohali do not get misguided to another person.

Format of the IFSC Code UJVN0002401

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mohali in Sahibzada Ajit Singh Nagar.

For example, the IFSC Code UJVN0002401 of Ujjivan Small Finance Bank Limited for the Mohali branch has these elements, identifying the bank and the branch location in Sahibzada Ajit Singh Nagar and Punjab correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002401 of Ujjivan Small Finance Bank Limited for its Mohali branch located in Sahibzada Ajit Singh Nagar, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Sahibzada Ajit Singh Nagar and Mohali, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Mohali or Sahibzada Ajit Singh Nagar to get the exact IFSC Code UJVN0002401.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Sahibzada Ajit Singh Nagar, you'll get the correct details.

How to Use IFSC Code UJVN0002401 for Online Transfers?

If you have the IFSC Code UJVN0002401 for the Mohali branch of Ujjivan Small Finance Bank Limited in Sahibzada Ajit Singh Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002401. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002401.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Mohali in Sahibzada Ajit Singh Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Mohali, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sahibzada Ajit Singh Nagar to handle online money transfers and get their cheques cleared smoothly.