Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Vadali branch in Sabar Kantha, Vadali, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Sabar Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UJVN0004542. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Vadali, Sabar Kantha

Below in the table are the key details related to IFSC Code UJVN0004542 of Ujjivan Small Finance Bank Limited for its branch located in Sabar Kantha, within the district of Vadali in the state of Gujarat.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0004542
Branch Vadali
City Sabar Kantha
District Vadali
State Gujarat
Address Shop No.7 G-2,3,4 1St Floor Of Block No.7 G,J V Complex Vadali,Sabar Kantha

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Sabar Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0004542 for the Vadali branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Vadali, Sabar Kantha, Gujarat, is provided a unique IFSC like UJVN0004542 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Sabar Kantha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sabar Kantha and Vadali.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Vadali do not get misguided to another person.

Format of the IFSC Code UJVN0004542

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadali in Sabar Kantha.

For example, the IFSC Code UJVN0004542 of Ujjivan Small Finance Bank Limited for the Vadali branch includes these elements, identifying the bank and the branch location in Sabar Kantha and Gujarat accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0004542 of Ujjivan Small Finance Bank Limited for its Vadali branch located in Sabar Kantha, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Sabar Kantha and Vadali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Vadali or Sabar Kantha to get the exact IFSC Code UJVN0004542.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Sabar Kantha that will provide accurate information.

How to Use IFSC Code UJVN0004542 for Online Transfers?

Once you have the IFSC Code UJVN0004542 for the Vadali branch of Ujjivan Small Finance Bank Limited in Sabar Kantha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0004542. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0004542.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Vadali in Sabar Kantha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Vadali, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sabar Kantha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Vadali, Sabar Kantha?

The IFSC Code is UJVN0004542.

Is the IFSC Code UJVN0004542 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Vadali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vadali branch?

The address of the branch is Shop No.7 G-2,3,4 1St Floor Of Block No.7 G,J V Complex Vadali,Sabar Kantha located in Sabar Kantha, Vadali, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.