IFSC Code of Ujjivan Small Finance Bank Limited, Himmatnagar, Himmatnagar, Gujarat — UJVN0004480

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Himmatnagar branch in Sabar Kantha, Himmatnagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Sabar Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UJVN0004480. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Himmatnagar, Sabar Kantha

Here are the main details that are associated with the IFSC Code UJVN0004480 of Ujjivan Small Finance Bank Limited for its branch located in Sabar Kantha, within the district of Himmatnagar in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Sabar Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0004480 for the Himmatnagar branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Himmatnagar, Sabar Kantha, Gujarat, is provided with a unique IFSC like UJVN0004480 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Sabar Kantha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Sabar Kantha and Himmatnagar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Himmatnagar do not get mixed with another location.

Format of the IFSC Code UJVN0004480

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Himmatnagar in Sabar Kantha.

For example, the IFSC Code UJVN0004480 of Ujjivan Small Finance Bank Limited for the Himmatnagar branch includes these elements, identifying the bank and the branch location in Sabar Kantha and Gujarat correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0004480 of Ujjivan Small Finance Bank Limited for its Himmatnagar branch located in Sabar Kantha, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Sabar Kantha and Himmatnagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Himmatnagar or Sabar Kantha to get the exact IFSC Code UJVN0004480.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Sabar Kantha, you'll get the correct details.

How to Use IFSC Code UJVN0004480 for Online Transfers?

If you have the IFSC Code UJVN0004480 for the Himmatnagar branch of Ujjivan Small Finance Bank Limited in Sabar Kantha, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0004480. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0004480.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Himmatnagar in Sabar Kantha, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Himmatnagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sabar Kantha to handle online money transfers and get their cheques cleared smoothly.