For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Sasaram branch in Rohtas, Sasaram, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UJVN0003625. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Sasaram, Rohtas
Here are some of the key details that come with the IFSC Code UJVN0003625 of Ujjivan Small Finance Bank Limited for its branch located in Rohtas, within the district of Sasaram in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003625 |
| Branch | Sasaram |
| City | Rohtas |
| District | Sasaram |
| State | Bihar |
| Address | West Of Khushwaha Bhawan,Old G.T.Road,Sasaram,Rohtas,Bihar - 821115 |
These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Rohtas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003625 for the Sasaram branch of Ujjivan Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0003625 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Sasaram, Rohtas, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Rohtas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Rohtas and Sasaram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Sasaram doesn't end up at another location.
Format of the IFSC Code UJVN0003625
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sasaram in Rohtas.
For example, the IFSC Code UJVN0003625 of Ujjivan Small Finance Bank Limited for the Sasaram branch includes these elements, identifying the bank and the branch location in Rohtas and Bihar correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0003625 of Ujjivan Small Finance Bank Limited for its Sasaram branch located in Rohtas, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Rohtas and Sasaram, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Sasaram or Rohtas to get the exact IFSC Code UJVN0003625.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Rohtas, you'll get the correct details.
How to Use IFSC Code UJVN0003625 for Online Transfers?
Once you have the IFSC Code UJVN0003625 for the Sasaram branch of Ujjivan Small Finance Bank Limited in Rohtas, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003625. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003625.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Sasaram in Rohtas may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Sasaram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rohtas to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sasaram Rohtas branch is UJVN0003625.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at West Of Khushwaha Bhawan,Old G.T.Road,Sasaram,Rohtas,Bihar - 821115.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.