There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Guroothi branch in Rohtak, Guroothi, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Rohtak or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UJVN0002355. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Guroothi, Rohtak

Here are the key points that are associated with the IFSC Code UJVN0002355 of Ujjivan Small Finance Bank Limited for its branch located in Rohtak, within the district of Guroothi in the state of Haryana.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002355
Branch Guroothi
City Rohtak
District Guroothi
State Haryana
Address Khewat No.690,Ground Floor Vill-Guroothi Rohtak 124514 Guroothi Rohtak Haryana

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Rohtak for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002355 for the Guroothi branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Guroothi, Rohtak, Haryana, is provided with a unique IFSC like UJVN0002355 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Rohtak.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtak and Guroothi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Guroothi do not get mixed with another location.

Format of the IFSC Code UJVN0002355

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guroothi in Rohtak.

For example, the IFSC Code UJVN0002355 of Ujjivan Small Finance Bank Limited for the Guroothi branch includes these elements, identifying the bank and the branch location in Rohtak and Haryana accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0002355 of Ujjivan Small Finance Bank Limited for its Guroothi branch located in Rohtak, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Rohtak and Guroothi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Guroothi or Rohtak to find the exact IFSC Code UJVN0002355.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Rohtak will provide accurate information.

How to Use IFSC Code UJVN0002355 for Online Transfers?

If you have the IFSC Code UJVN0002355 for the Guroothi branch of Ujjivan Small Finance Bank Limited in Rohtak, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002355. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002355.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Guroothi in Rohtak, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Guroothi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rohtak manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Guroothi, Rohtak?

The IFSC Code is UJVN0002355.

Is the IFSC Code UJVN0002355 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Guroothi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Guroothi branch?

The address of the branch is Khewat No.690,Ground Floor Vill-Guroothi Rohtak 124514 Guroothi Rohtak Haryana located in Rohtak, Guroothi, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.