IFSC Code of Ujjivan Small Finance Bank Limited, Bhabanipur, Purba Midnapur, West Bengal — UJVN0003582

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Bhabanipur branch in Purba Midnapur, Purba Midnapur, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Purba Midnapur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003582. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Bhabanipur, Purba Midnapur

Here are the main details that are associated with the IFSC Code UJVN0003582 of Ujjivan Small Finance Bank Limited for its branch located in Purba Midnapur, within the district of Purba Midnapur in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Purba Midnapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003582 for the Bhabanipur branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0003582 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Bhabanipur, Purba Midnapur, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Purba Midnapur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Purba Midnapur and Purba Midnapur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Bhabanipur doesn't end up at another location.

Format of the IFSC Code UJVN0003582

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhabanipur in Purba Midnapur.

For example, the IFSC Code UJVN0003582 of Ujjivan Small Finance Bank Limited for the Bhabanipur branch includes these elements, identifying the bank and the branch location in Purba Midnapur and West Bengal accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003582 of Ujjivan Small Finance Bank Limited for its Bhabanipur branch located in Purba Midnapur, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Purba Midnapur and Purba Midnapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Bhabanipur or Purba Midnapur to get the exact IFSC Code UJVN0003582.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Purba Midnapur, you'll get the correct details.

How to Use IFSC Code UJVN0003582 for Online Transfers?

Once you have the IFSC Code UJVN0003582 for the Bhabanipur branch of Ujjivan Small Finance Bank Limited in Purba Midnapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003582. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003582.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Bhabanipur in Purba Midnapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Bhabanipur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Purba Midnapur manage online transfers as well as cheque clearances with ease.