Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Chaitanyapur branch in Purba Medinipur, Sutahata, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Purba Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003534. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Chaitanyapur, Purba Medinipur

The table below shows the main details of the IFSC Code UJVN0003534 for the Ujjivan Small Finance Bank Limited branch in Purba Medinipur, which falls under the Sutahata district in West Bengal.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003534
Branch Chaitanyapur
City Purba Medinipur
District Sutahata
State West Bengal
Address Ltn.25,Gln.65,Uttarkalinagar,O-Chaitnyaur,Ssutahata,Urbamidnaore,Westbengal-721645

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Purba Medinipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003534 for the Chaitanyapur branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Chaitanyapur, Purba Medinipur, West Bengal, are given a unique IFSC like UJVN0003534 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purba Medinipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Purba Medinipur and Sutahata.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Chaitanyapur goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0003534

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chaitanyapur in Purba Medinipur.

For example, the IFSC Code UJVN0003534 of Ujjivan Small Finance Bank Limited for the Chaitanyapur branch includes these elements, identifying the bank and the branch location in Purba Medinipur and West Bengal accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003534 of Ujjivan Small Finance Bank Limited for its Chaitanyapur branch located in Purba Medinipur, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Purba Medinipur and Sutahata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Chaitanyapur or Purba Medinipur to get the exact IFSC Code UJVN0003534.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Purba Medinipur that will provide accurate information.

How to Use IFSC Code UJVN0003534 for Online Transfers?

Once you have the IFSC Code UJVN0003534 for the Chaitanyapur branch of Ujjivan Small Finance Bank Limited in Purba Medinipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0003534. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003534.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Chaitanyapur in Purba Medinipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Chaitanyapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purba Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Chaitanyapur, Purba Medinipur?

The IFSC Code is UJVN0003534.

Is the IFSC Code UJVN0003534 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Chaitanyapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chaitanyapur branch?

The address of the branch is Ltn.25,Gln.65,Uttarkalinagar,O-Chaitnyaur,Ssutahata,Urbamidnaore,Westbengal-721645 located in Purba Medinipur, Sutahata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.