Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Dp Road branch in Pune, Pune, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UJVN0004408. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Dp Road, Pune
Here are the key points that are associated with the IFSC Code UJVN0004408 of Ujjivan Small Finance Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0004408 |
| Branch | Dp Road |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Vrundavan Commerical Complex Sharavati Housing Societyopp.Guru Ganesh Nagar,Dp Road,Kothrud 411038 Pune Maharashtra |
These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Pune for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0004408 for the Dp Road branch of Ujjivan Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Dp Road, Pune, Maharashtra, are given a unique IFSC like UJVN0004408 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pune and Pune.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Dp Road goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UJVN0004408
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dp Road in Pune.
For example, the IFSC Code UJVN0004408 of Ujjivan Small Finance Bank Limited for the Dp Road branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0004408 of Ujjivan Small Finance Bank Limited for its Dp Road branch located in Pune, the following methods can help:
Cheque Book
The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Dp Road or Pune to get the exact IFSC Code UJVN0004408.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Pune that will provide accurate information.
How to Use IFSC Code UJVN0004408 for Online Transfers?
Once you have the IFSC Code UJVN0004408 for the Dp Road branch of Ujjivan Small Finance Bank Limited in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0004408. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0004408.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Dp Road in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Dp Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0004408.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vrundavan Commerical Complex Sharavati Housing Societyopp.Guru Ganesh Nagar,Dp Road,Kothrud 411038 Pune Maharashtra located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.