The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Bhadal branch in Pt, Bhadal, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Pt or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UJVN0002436. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Bhadal, Pt

Here are some of the key details that come with the IFSC Code UJVN0002436 of Ujjivan Small Finance Bank Limited for its branch located in Pt, within the district of Bhadal in the state of Uttar Pradesh.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002436
Branch Bhadal
City Pt
District Bhadal
State Uttar Pradesh
Address Ground Floor,Village-Bhadal,Budhana Baraut Road,Tehsil - Baraut,District - Bagpat,Uttar Pradesh

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Pt for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0002436 for the Bhadal branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0002436 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Bhadal, Pt, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Pt.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pt and Bhadal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Bhadal doesn't end up at another location.

Format of the IFSC Code UJVN0002436

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadal in Pt.

For example, the IFSC Code UJVN0002436 of Ujjivan Small Finance Bank Limited for the Bhadal branch includes these elements, identifying the bank and the branch location in Pt and Uttar Pradesh accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002436 of Ujjivan Small Finance Bank Limited for its Bhadal branch located in Pt, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Pt and Bhadal, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Bhadal or Pt to get the exact IFSC Code UJVN0002436.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Pt, you'll get the correct details.

How to Use IFSC Code UJVN0002436 for Online Transfers?

Once you have the IFSC Code UJVN0002436 for the Bhadal branch of Ujjivan Small Finance Bank Limited in Pt, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002436. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002436.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Bhadal in Pt, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Bhadal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pt to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Bhadal, Pt?

The IFSC Code is UJVN0002436.

Is the IFSC Code UJVN0002436 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Bhadal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhadal branch?

The address of the branch is Ground Floor,Village-Bhadal,Budhana Baraut Road,Tehsil - Baraut,District - Bagpat,Uttar Pradesh located in Pt, Bhadal, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.