IFSC Code of Ujjivan Small Finance Bank Limited, Pondicherry, Pondicherry, Pondicherry — UJVN0001197

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Pondicherry branch in Pondicherry, Pondicherry, Pondicherry, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Pondicherry or anywhere in Pondicherry can easily transfer funds instantly by using the correct IFSC Code UJVN0001197. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Pondicherry, Pondicherry

Here are the key points that are associated with the IFSC Code UJVN0001197 of Ujjivan Small Finance Bank Limited for its branch located in Pondicherry, within the district of Pondicherry in the state of Pondicherry.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Pondicherry for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001197 for the Pondicherry branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Pondicherry, Pondicherry, Pondicherry, are allotted a unique IFSC like UJVN0001197 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pondicherry.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Pondicherry and Pondicherry.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Pondicherry reaches the right place, even though there are thousands of branches in Pondicherry and across India.

Format of the IFSC Code UJVN0001197

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pondicherry in Pondicherry.

For example, the IFSC Code UJVN0001197 of Ujjivan Small Finance Bank Limited for the Pondicherry branch includes these elements, identifying the bank and the branch location in Pondicherry and Pondicherry accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001197 of Ujjivan Small Finance Bank Limited for its Pondicherry branch located in Pondicherry, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Pondicherry and Pondicherry, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Pondicherry or Pondicherry to get the exact IFSC Code UJVN0001197.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Pondicherry that will provide accurate information.

How to Use IFSC Code UJVN0001197 for Online Transfers?

Once you have the IFSC Code UJVN0001197 for the Pondicherry branch of Ujjivan Small Finance Bank Limited in Pondicherry, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0001197. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001197.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Pondicherry in Pondicherry, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Pondicherry, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pondicherry to handle online money transfers and get their cheques cleared smoothly.