The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Fatuah branch in Patna, Fatuah, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UJVN0003373. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Fatuah, Patna

Here are some of the key details that come with the IFSC Code UJVN0003373 of Ujjivan Small Finance Bank Limited for its branch located in Patna, within the district of Fatuah in the state of Bihar.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003373
Branch Fatuah
City Patna
District Fatuah
State Bihar
Address Aryavan Building,Near Police Station,Main Road Fatuha -803201

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Patna for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003373 for the Fatuah branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Fatuah, Patna, Bihar, is provided a unique IFSC like UJVN0003373 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Patna.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Patna and Fatuah.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Fatuah do not get misguided to another person.

Format of the IFSC Code UJVN0003373

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatuah in Patna.

For example, the IFSC Code UJVN0003373 of Ujjivan Small Finance Bank Limited for the Fatuah branch includes these elements, identifying the bank and the branch location in Patna and Bihar accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003373 of Ujjivan Small Finance Bank Limited for its Fatuah branch located in Patna, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Patna and Fatuah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Fatuah or Patna to get the exact IFSC Code UJVN0003373.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Patna that will provide accurate information.

How to Use IFSC Code UJVN0003373 for Online Transfers?

If you have the IFSC Code UJVN0003373 for the Fatuah branch of Ujjivan Small Finance Bank Limited in Patna, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003373. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003373.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Fatuah in Patna, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Fatuah, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Patna manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Fatuah, Patna?

The IFSC Code is UJVN0003373.

Is the IFSC Code UJVN0003373 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Fatuah?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Fatuah branch?

The address of the branch is Aryavan Building,Near Police Station,Main Road Fatuha -803201 located in Patna, Fatuah, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.