For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Temathani branch in Paschim Medinipur, Sabang, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Paschim Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003645. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Temathani, Paschim Medinipur
Here are the main details that are associated with the IFSC Code UJVN0003645 of Ujjivan Small Finance Bank Limited for its branch located in Paschim Medinipur, within the district of Sabang in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003645 |
| Branch | Temathani |
| City | Paschim Medinipur |
| District | Sabang |
| State | West Bengal |
| Address | 1St Floor,Ar Tech,Rajshekhar Raj Village Salageria Batitaki P.O,Lutunia P.S,Sabang Near Sabang College,Patashpur Road Gate |
These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Paschim Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003645 for the Temathani branch of Ujjivan Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Temathani, Paschim Medinipur, West Bengal, is provided a unique IFSC like UJVN0003645 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Paschim Medinipur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Paschim Medinipur and Sabang.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Temathani do not get misguided to another person.
Format of the IFSC Code UJVN0003645
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Temathani in Paschim Medinipur.
For example, the IFSC Code UJVN0003645 of Ujjivan Small Finance Bank Limited for the Temathani branch includes these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0003645 of Ujjivan Small Finance Bank Limited for its Temathani branch located in Paschim Medinipur, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Paschim Medinipur and Sabang, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Temathani or Paschim Medinipur to get the exact IFSC Code UJVN0003645.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Paschim Medinipur, you'll get the correct details.
How to Use IFSC Code UJVN0003645 for Online Transfers?
If you have the IFSC Code UJVN0003645 for the Temathani branch of Ujjivan Small Finance Bank Limited in Paschim Medinipur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003645. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003645.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Temathani in Paschim Medinipur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Temathani, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Paschim Medinipur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0003645.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 1St Floor,Ar Tech,Rajshekhar Raj Village Salageria Batitaki P.O,Lutunia P.S,Sabang Near Sabang College,Patashpur Road Gate located in Paschim Medinipur, Sabang, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.