IFSC Code of Ujjivan Small Finance Bank Limited, Kharagpur, Kharagpur, West Bengal — UJVN0003384

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Kharagpur branch in Paschim Medinipur, Kharagpur, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Paschim Medinipur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UJVN0003384. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Kharagpur, Paschim Medinipur

Here are the key points that are associated with the IFSC Code UJVN0003384 of Ujjivan Small Finance Bank Limited for its branch located in Paschim Medinipur, within the district of Kharagpur in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Paschim Medinipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003384 for the Kharagpur branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Kharagpur, Paschim Medinipur, West Bengal, are allotted a unique IFSC like UJVN0003384 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Paschim Medinipur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Paschim Medinipur and Kharagpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Kharagpur reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code UJVN0003384

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kharagpur in Paschim Medinipur.

For example, the IFSC Code UJVN0003384 of Ujjivan Small Finance Bank Limited for the Kharagpur branch has these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003384 of Ujjivan Small Finance Bank Limited for its Kharagpur branch located in Paschim Medinipur, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Paschim Medinipur and Kharagpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Kharagpur or Paschim Medinipur to get the exact IFSC Code UJVN0003384.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Paschim Medinipur, you'll get the correct details.

How to Use IFSC Code UJVN0003384 for Online Transfers?

Once you have the IFSC Code UJVN0003384 for the Kharagpur branch of Ujjivan Small Finance Bank Limited in Paschim Medinipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003384. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003384.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Kharagpur in Paschim Medinipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Kharagpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Paschim Medinipur manage online transfers as well as cheque clearances with ease.