The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Ektarpur Takinagar branch in Paschim Medinipur, Dantan, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Paschim Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003675. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Ektarpur Takinagar, Paschim Medinipur
Here are the main details that are associated with the IFSC Code UJVN0003675 of Ujjivan Small Finance Bank Limited for its branch located in Paschim Medinipur, within the district of Dantan in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003675 |
| Branch | Ektarpur Takinagar |
| City | Paschim Medinipur |
| District | Dantan |
| State | West Bengal |
| Address | First Floor,Bhabanipur Natun Bazar,Po And Ps Dantan,Near Dantan Girls School,Dist.Paschim Medinipur,West Bengal |
These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Paschim Medinipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003675 for the Ektarpur Takinagar branch of Ujjivan Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Ektarpur Takinagar, Paschim Medinipur, West Bengal, are allotted a unique IFSC like UJVN0003675 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Paschim Medinipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Paschim Medinipur and Dantan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Ujjivan Small Finance Bank Limited in Ektarpur Takinagar reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code UJVN0003675
This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ektarpur Takinagar in Paschim Medinipur.
For example, the IFSC Code UJVN0003675 of Ujjivan Small Finance Bank Limited for the Ektarpur Takinagar branch includes these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0003675 of Ujjivan Small Finance Bank Limited for its Ektarpur Takinagar branch located in Paschim Medinipur, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Paschim Medinipur and Dantan, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Ektarpur Takinagar or Paschim Medinipur to get the exact IFSC Code UJVN0003675.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Paschim Medinipur, you'll get the correct details.
How to Use IFSC Code UJVN0003675 for Online Transfers?
Once you have the IFSC Code UJVN0003675 for the Ektarpur Takinagar branch of Ujjivan Small Finance Bank Limited in Paschim Medinipur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0003675. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003675.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Ektarpur Takinagar in Paschim Medinipur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Ektarpur Takinagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Paschim Medinipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0003675.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is First Floor,Bhabanipur Natun Bazar,Po And Ps Dantan,Near Dantan Girls School,Dist.Paschim Medinipur,West Bengal located in Paschim Medinipur, Dantan, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.