IFSC Code of Ujjivan Small Finance Bank Limited, Panagarh, Panagarh, West Bengal — UJVN0003361

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Panagarh branch in Paschim Bardhaman, Panagarh, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Paschim Bardhaman or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UJVN0003361. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Panagarh, Paschim Bardhaman

Here are the main details that are associated with the IFSC Code UJVN0003361 of Ujjivan Small Finance Bank Limited for its branch located in Paschim Bardhaman, within the district of Panagarh in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Paschim Bardhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003361 for the Panagarh branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Panagarh, Paschim Bardhaman, West Bengal, is provided with a unique IFSC like UJVN0003361 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Paschim Bardhaman.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Paschim Bardhaman and Panagarh.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Panagarh do not get mixed with another location.

Format of the IFSC Code UJVN0003361

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panagarh in Paschim Bardhaman.

For example, the IFSC Code UJVN0003361 of Ujjivan Small Finance Bank Limited for the Panagarh branch includes these elements, identifying the bank and the branch location in Paschim Bardhaman and West Bengal accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0003361 of Ujjivan Small Finance Bank Limited for its Panagarh branch located in Paschim Bardhaman, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Paschim Bardhaman and Panagarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Panagarh or Paschim Bardhaman to get the exact IFSC Code UJVN0003361.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Paschim Bardhaman, then it will provide you proper information.

How to Use IFSC Code UJVN0003361 for Online Transfers?

Once you have the IFSC Code UJVN0003361 for the Panagarh branch of Ujjivan Small Finance Bank Limited in Paschim Bardhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0003361. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003361.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Panagarh in Paschim Bardhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Panagarh, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Paschim Bardhaman manage online transfers as well as cheque clearances with ease.