For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Asansol branch in Paschim Bardhaman, Bardhaman, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Paschim Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003370. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Asansol, Paschim Bardhaman
Here are some of the key details that come with the IFSC Code UJVN0003370 of Ujjivan Small Finance Bank Limited for its branch located in Paschim Bardhaman, within the district of Bardhaman in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003370 |
| Branch | Asansol |
| City | Paschim Bardhaman |
| District | Bardhaman |
| State | West Bengal |
| Address | Shyam Plaza,G.T.Road,Near Ad School,Opp Income Tax Building Asansol,- 713304 |
These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Paschim Bardhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003370 for the Asansol branch of Ujjivan Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Asansol, Paschim Bardhaman, West Bengal, is provided a unique IFSC like UJVN0003370 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Paschim Bardhaman.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Paschim Bardhaman and Bardhaman.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Asansol do not get misguided to another person.
Format of the IFSC Code UJVN0003370
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Asansol in Paschim Bardhaman.
For example, the IFSC Code UJVN0003370 of Ujjivan Small Finance Bank Limited for the Asansol branch includes these elements, identifying the bank and the branch location in Paschim Bardhaman and West Bengal accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0003370 of Ujjivan Small Finance Bank Limited for its Asansol branch located in Paschim Bardhaman, the following methods can help:
Cheque Book
The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Paschim Bardhaman and Bardhaman, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Asansol or Paschim Bardhaman to get the exact IFSC Code UJVN0003370.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Paschim Bardhaman that will provide accurate information.
How to Use IFSC Code UJVN0003370 for Online Transfers?
Once you have the IFSC Code UJVN0003370 for the Asansol branch of Ujjivan Small Finance Bank Limited in Paschim Bardhaman, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003370. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003370.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Asansol in Paschim Bardhaman may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Asansol, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Paschim Bardhaman manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Asansol Paschim Bardhaman branch is UJVN0003370.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shyam Plaza,G.T.Road,Near Ad School,Opp Income Tax Building Asansol,- 713304.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.