There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Sondhapur branch in Panipat, Sondhapur, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Panipat or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UJVN0002356. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Sondhapur, Panipat
Below in the table are the key details related to IFSC Code UJVN0002356 of Ujjivan Small Finance Bank Limited for its branch located in Panipat, within the district of Sondhapur in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0002356 |
| Branch | Sondhapur |
| City | Panipat |
| District | Sondhapur |
| State | Haryana |
| Address | Ward No-18 Village-Sondapur Main Sondapur Road Panipat 132103 Sondhapur Panipat Haryana |
These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Panipat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0002356 for the Sondhapur branch of Ujjivan Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Sondhapur, Panipat, Haryana, is provided with a unique IFSC like UJVN0002356 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Panipat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Panipat and Sondhapur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Sondhapur do not get mixed with another location.
Format of the IFSC Code UJVN0002356
This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sondhapur in Panipat.
For example, the IFSC Code UJVN0002356 of Ujjivan Small Finance Bank Limited for the Sondhapur branch includes these elements, identifying the bank and the branch location in Panipat and Haryana accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0002356 of Ujjivan Small Finance Bank Limited for its Sondhapur branch located in Panipat, the following methods can help:
Cheque Book
The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Panipat and Sondhapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Sondhapur or Panipat to get the exact IFSC Code UJVN0002356.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Panipat that will provide accurate information.
How to Use IFSC Code UJVN0002356 for Online Transfers?
If you have the IFSC Code UJVN0002356 for the Sondhapur branch of Ujjivan Small Finance Bank Limited in Panipat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0002356. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002356.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Sondhapur in Panipat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Sondhapur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Panipat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0002356.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ward No-18 Village-Sondapur Main Sondapur Road Panipat 132103 Sondhapur Panipat Haryana located in Panipat, Sondhapur, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.