IFSC Code of Ujjivan Small Finance Bank Limited, Basudebpur, Basirhat, West Bengal — UJVN0003598

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Basudebpur branch in North Twenty Four Parganas, Basirhat, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in North Twenty Four Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003598. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Basudebpur, North Twenty Four Parganas

Below in the table are the key details related to IFSC Code UJVN0003598 of Ujjivan Small Finance Bank Limited for its branch located in North Twenty Four Parganas, within the district of Basirhat in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in North Twenty Four Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003598 for the Basudebpur branch of Ujjivan Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Basudebpur, North Twenty Four Parganas, West Bengal, are given a unique IFSC like UJVN0003598 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in North Twenty Four Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like North Twenty Four Parganas and Basirhat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Basudebpur goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0003598

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Basudebpur in North Twenty Four Parganas.

For example, the IFSC Code UJVN0003598 of Ujjivan Small Finance Bank Limited for the Basudebpur branch has these elements, identifying the bank and the branch location in North Twenty Four Parganas and West Bengal correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0003598 of Ujjivan Small Finance Bank Limited for its Basudebpur branch located in North Twenty Four Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in North Twenty Four Parganas and Basirhat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Basudebpur or North Twenty Four Parganas to get the exact IFSC Code UJVN0003598.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and North Twenty Four Parganas, then it will provide you proper information.

How to Use IFSC Code UJVN0003598 for Online Transfers?

Once you have the IFSC Code UJVN0003598 for the Basudebpur branch of Ujjivan Small Finance Bank Limited in North Twenty Four Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003598. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003598.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Basudebpur in North Twenty Four Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Basudebpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North Twenty Four Parganas manage online transfers as well as cheque clearances with ease.