IFSC Code of Ujjivan Small Finance Bank Limited, Barasat, Barasat, West Bengal — UJVN0003314

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Barasat branch in North Twenty Four Parganas, Barasat, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in North Twenty Four Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003314. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Barasat, North Twenty Four Parganas

Below in the table are the key details related to IFSC Code UJVN0003314 of Ujjivan Small Finance Bank Limited for its branch located in North Twenty Four Parganas, within the district of Barasat in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in North Twenty Four Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003314 for the Barasat branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0003314 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Barasat, North Twenty Four Parganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in North Twenty Four Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like North Twenty Four Parganas and Barasat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Barasat doesn't end up at another location.

Format of the IFSC Code UJVN0003314

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Barasat in North Twenty Four Parganas.

For example, the IFSC Code UJVN0003314 of Ujjivan Small Finance Bank Limited for the Barasat branch has these elements, identifying the bank and the branch location in North Twenty Four Parganas and West Bengal correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003314 of Ujjivan Small Finance Bank Limited for its Barasat branch located in North Twenty Four Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in North Twenty Four Parganas and Barasat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Barasat or North Twenty Four Parganas to get the exact IFSC Code UJVN0003314.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and North Twenty Four Parganas that will provide accurate information.

How to Use IFSC Code UJVN0003314 for Online Transfers?

If you have the IFSC Code UJVN0003314 for the Barasat branch of Ujjivan Small Finance Bank Limited in North Twenty Four Parganas, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003314. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003314.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Barasat in North Twenty Four Parganas, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Barasat, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North Twenty Four Parganas manage online transfers as well as cheque clearances with ease.