IFSC Code of Ujjivan Small Finance Bank Limited, Adityapur Bazar, Twnety Four Parganas North, West Bengal — UJVN0003574

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Adityapur Bazar branch in North Twenty Four Parganas, Twnety Four Parganas North, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in North Twenty Four Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003574. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Adityapur Bazar, North Twenty Four Parganas

Here are the main details that are associated with the IFSC Code UJVN0003574 of Ujjivan Small Finance Bank Limited for its branch located in North Twenty Four Parganas, within the district of Twnety Four Parganas North in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in North Twenty Four Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003574 for the Adityapur Bazar branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0003574 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Adityapur Bazar, North Twenty Four Parganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Ujjivan Small Finance Bank Limited branch in North Twenty Four Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like North Twenty Four Parganas and Twnety Four Parganas North.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Adityapur Bazar doesn't end up at another location.

Format of the IFSC Code UJVN0003574

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Adityapur Bazar in North Twenty Four Parganas.

For example, the IFSC Code UJVN0003574 of Ujjivan Small Finance Bank Limited for the Adityapur Bazar branch has these elements, identifying the bank and the branch location in North Twenty Four Parganas and West Bengal correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003574 of Ujjivan Small Finance Bank Limited for its Adityapur Bazar branch located in North Twenty Four Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in North Twenty Four Parganas and Twnety Four Parganas North, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Adityapur Bazar or North Twenty Four Parganas to get the exact IFSC Code UJVN0003574.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and North Twenty Four Parganas that will provide accurate information.

How to Use IFSC Code UJVN0003574 for Online Transfers?

Once you have the IFSC Code UJVN0003574 for the Adityapur Bazar branch of Ujjivan Small Finance Bank Limited in North Twenty Four Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0003574. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003574.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Adityapur Bazar in North Twenty Four Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Adityapur Bazar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North Twenty Four Parganas manage online transfers as well as cheque clearances with ease.