IFSC Code of Ujjivan Small Finance Bank Limited, Gudalur, Nilgiris, Tamil Nadu — UJVN0001611

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Gudalur branch in Nilgiris, Nilgiris, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Nilgiris or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001611. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Gudalur, Nilgiris

The table below shows the main details of the IFSC Code UJVN0001611 for the Ujjivan Small Finance Bank Limited branch in Nilgiris, which falls under the Nilgiris district in Tamil Nadu.

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Nilgiris for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001611 for the Gudalur branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Gudalur, Nilgiris, Tamil Nadu, is provided a unique IFSC like UJVN0001611 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Nilgiris.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Nilgiris and Nilgiris.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Gudalur do not get misguided to another person.

Format of the IFSC Code UJVN0001611

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gudalur in Nilgiris.

For example, the IFSC Code UJVN0001611 of Ujjivan Small Finance Bank Limited for the Gudalur branch includes these elements, identifying the bank and the branch location in Nilgiris and Tamil Nadu accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001611 of Ujjivan Small Finance Bank Limited for its Gudalur branch located in Nilgiris, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Nilgiris and Nilgiris, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Gudalur or Nilgiris to get the exact IFSC Code UJVN0001611.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Nilgiris, you'll get the correct details.

How to Use IFSC Code UJVN0001611 for Online Transfers?

Once you have the IFSC Code UJVN0001611 for the Gudalur branch of Ujjivan Small Finance Bank Limited in Nilgiris, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0001611. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001611.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Gudalur in Nilgiris, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Gudalur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nilgiris manage their online transfers and cheque clearances easily.