There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Nayagarh branch in Nayagarh, Nayagarh, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Nayagarh or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UJVN0003617. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Nayagarh, Nayagarh
The table below shows the main details of the IFSC Code UJVN0003617 for the Ujjivan Small Finance Bank Limited branch in Nayagarh, which falls under the Nayagarh district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003617 |
| Branch | Nayagarh |
| City | Nayagarh |
| District | Nayagarh |
| State | Odisha |
| Address | Trinathchhaka,Opp.Ram Mandir,Nayagarh,Bhanjanagar Roadnayagarh Odisha-752069 |
These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Nayagarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003617 for the Nayagarh branch of Ujjivan Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0003617 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Nayagarh, Nayagarh, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Nayagarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Nayagarh and Nayagarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Nayagarh doesn't end up at another location.
Format of the IFSC Code UJVN0003617
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nayagarh in Nayagarh.
For example, the IFSC Code UJVN0003617 of Ujjivan Small Finance Bank Limited for the Nayagarh branch includes these elements, identifying the bank and the branch location in Nayagarh and Odisha correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are looking for the IFSC Code UJVN0003617 of Ujjivan Small Finance Bank Limited for its Nayagarh branch located in Nayagarh, the following methods can help:
Cheque Book
The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Ujjivan Small Finance Bank Limited branches in Nayagarh and Nayagarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Nayagarh or Nayagarh to get the exact IFSC Code UJVN0003617.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Nayagarh, then it will provide you proper information.
How to Use IFSC Code UJVN0003617 for Online Transfers?
If you have the IFSC Code UJVN0003617 for the Nayagarh branch of Ujjivan Small Finance Bank Limited in Nayagarh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003617. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003617.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Nayagarh in Nayagarh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Nayagarh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nayagarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0003617.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Trinathchhaka,Opp.Ram Mandir,Nayagarh,Bhanjanagar Roadnayagarh Odisha-752069 located in Nayagarh, Nayagarh, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.