Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Rasipuram branch in Namakkal, Namakkal, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Namakkal or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001650. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Rasipuram, Namakkal
Here are some of the key details that come with the IFSC Code UJVN0001650 of Ujjivan Small Finance Bank Limited for its branch located in Namakkal, within the district of Namakkal in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0001650 |
| Branch | Rasipuram |
| City | Namakkal |
| District | Namakkal |
| State | Tamil Nadu |
| Address | No.642,Old Sf.No.179/2 Tsn No.115,116,117Ward A,Block 5,Dr.Zaheerhussansalairasipuram,Namakkal637408Namakkalnamakkaltamil Nadu |
These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Namakkal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001650 for the Rasipuram branch of Ujjivan Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Rasipuram, Namakkal, Tamil Nadu, is provided with a unique IFSC like UJVN0001650 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Namakkal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Namakkal and Namakkal.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Rasipuram do not get mixed with another location.
Format of the IFSC Code UJVN0001650
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rasipuram in Namakkal.
For example, the IFSC Code UJVN0001650 of Ujjivan Small Finance Bank Limited for the Rasipuram branch includes these elements, identifying the bank and the branch location in Namakkal and Tamil Nadu accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0001650 of Ujjivan Small Finance Bank Limited for its Rasipuram branch located in Namakkal, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Namakkal and Namakkal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Rasipuram or Namakkal to get the exact IFSC Code UJVN0001650.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Namakkal, you'll get the correct details.
How to Use IFSC Code UJVN0001650 for Online Transfers?
If you have the IFSC Code UJVN0001650 for the Rasipuram branch of Ujjivan Small Finance Bank Limited in Namakkal, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0001650. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001650.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Rasipuram in Namakkal, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Rasipuram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Namakkal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0001650.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is No.642,Old Sf.No.179/2 Tsn No.115,116,117Ward A,Block 5,Dr.Zaheerhussansalairasipuram,Namakkal637408Namakkalnamakkaltamil Nadu located in Namakkal, Namakkal, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.