The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Paramathi Velur branch in Namakkal, Paramathi Velur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Namakkal or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001183. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Paramathi Velur, Namakkal

Here are the key points that are associated with the IFSC Code UJVN0001183 of Ujjivan Small Finance Bank Limited for its branch located in Namakkal, within the district of Paramathi Velur in the state of Tamil Nadu.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001183
Branch Paramathi Velur
City Namakkal
District Paramathi Velur
State Tamil Nadu
Address Survey No.140/3,Four Road Opp To Bsnl Office Paramathivelur Namakkal 638182

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Namakkal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001183 for the Paramathi Velur branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Paramathi Velur, Namakkal, Tamil Nadu, is provided with a unique IFSC like UJVN0001183 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Namakkal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Namakkal and Paramathi Velur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Paramathi Velur do not get mixed with another location.

Format of the IFSC Code UJVN0001183

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Paramathi Velur in Namakkal.

For example, the IFSC Code UJVN0001183 of Ujjivan Small Finance Bank Limited for the Paramathi Velur branch has these elements, identifying the bank and the branch location in Namakkal and Tamil Nadu correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0001183 of Ujjivan Small Finance Bank Limited for its Paramathi Velur branch located in Namakkal, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Namakkal and Paramathi Velur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Paramathi Velur or Namakkal to find the exact IFSC Code UJVN0001183.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Namakkal will provide accurate information.

How to Use IFSC Code UJVN0001183 for Online Transfers?

Once you have the IFSC Code UJVN0001183 for the Paramathi Velur branch of Ujjivan Small Finance Bank Limited in Namakkal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0001183. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001183.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Paramathi Velur in Namakkal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Paramathi Velur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Namakkal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Paramathi Velur, Namakkal?

The IFSC Code is UJVN0001183.

Is the IFSC Code UJVN0001183 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Paramathi Velur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Paramathi Velur branch?

The address of the branch is Survey No.140/3,Four Road Opp To Bsnl Office Paramathivelur Namakkal 638182 located in Namakkal, Paramathi Velur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.