Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its T Narasipura branch in Mysuru, T Narasipura, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Mysuru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UJVN0001630. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, T Narasipura, Mysuru

The table below shows the main details of the IFSC Code UJVN0001630 for the Ujjivan Small Finance Bank Limited branch in Mysuru, which falls under the T Narasipura district in Karnataka.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001630
Branch T Narasipura
City Mysuru
District T Narasipura
State Karnataka
Address No.218-1 And 218-2, Thriveni Nagar, Double Road, T.Narasipura, Mysore,Mysuru,Karnataka-570028

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Mysuru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001630 for the T Narasipura branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0001630 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in T Narasipura, Mysuru, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Mysuru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mysuru and T Narasipura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in T Narasipura doesn't end up at another location.

Format of the IFSC Code UJVN0001630

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like T Narasipura in Mysuru.

For example, the IFSC Code UJVN0001630 of Ujjivan Small Finance Bank Limited for the T Narasipura branch has these elements, identifying the bank and the branch location in Mysuru and Karnataka correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001630 of Ujjivan Small Finance Bank Limited for its T Narasipura branch located in Mysuru, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Mysuru and T Narasipura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for T Narasipura or Mysuru to get the exact IFSC Code UJVN0001630.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Mysuru that will provide accurate information.

How to Use IFSC Code UJVN0001630 for Online Transfers?

Once you have the IFSC Code UJVN0001630 for the T Narasipura branch of Ujjivan Small Finance Bank Limited in Mysuru, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001630. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001630.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited T Narasipura in Mysuru, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in T Narasipura, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mysuru manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in T Narasipura, Mysuru?

The IFSC Code is UJVN0001630.

Is the IFSC Code UJVN0001630 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited T Narasipura?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the T Narasipura branch?

The address of the branch is No.218-1 And 218-2, Thriveni Nagar, Double Road, T.Narasipura, Mysore,Mysuru,Karnataka-570028 located in Mysuru, T Narasipura, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.