IFSC Code of Ujjivan Small Finance Bank Limited, Mahmadpur Baya, Mahmadpur Baya, Bihar — UJVN0003615

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Mahmadpur Baya branch in Muzaffarpur, Mahmadpur Baya, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Muzaffarpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UJVN0003615. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Mahmadpur Baya, Muzaffarpur

Below in the table are the key details related to IFSC Code UJVN0003615 of Ujjivan Small Finance Bank Limited for its branch located in Muzaffarpur, within the district of Mahmadpur Baya in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Muzaffarpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003615 for the Mahmadpur Baya branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Mahmadpur Baya, Muzaffarpur, Bihar, is provided a unique IFSC like UJVN0003615 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Muzaffarpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Muzaffarpur and Mahmadpur Baya.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Mahmadpur Baya do not get misguided to another person.

Format of the IFSC Code UJVN0003615

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mahmadpur Baya in Muzaffarpur.

For example, the IFSC Code UJVN0003615 of Ujjivan Small Finance Bank Limited for the Mahmadpur Baya branch includes these elements, identifying the bank and the branch location in Muzaffarpur and Bihar accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003615 of Ujjivan Small Finance Bank Limited for its Mahmadpur Baya branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Muzaffarpur and Mahmadpur Baya, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Mahmadpur Baya or Muzaffarpur to get the exact IFSC Code UJVN0003615.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Muzaffarpur, you'll get the correct details.

How to Use IFSC Code UJVN0003615 for Online Transfers?

Once you have the IFSC Code UJVN0003615 for the Mahmadpur Baya branch of Ujjivan Small Finance Bank Limited in Muzaffarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0003615. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003615.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Mahmadpur Baya in Muzaffarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Mahmadpur Baya, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Muzaffarpur to handle online money transfers and get their cheques cleared smoothly.