The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Jasohari branch in Murshidabad, Jasohari, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003623. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Jasohari, Murshidabad

Below in the table are the key details related to IFSC Code UJVN0003623 of Ujjivan Small Finance Bank Limited for its branch located in Murshidabad, within the district of Jasohari in the state of West Bengal.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003623
Branch Jasohari
City Murshidabad
District Jasohari
State West Bengal
Address Dohalia Bypass,P.O.Kandi,P.S.Kandi Gram Panchayat,Jasohari,Ankhua 2,Murshidabad West Bengal - 772137

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Murshidabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003623 for the Jasohari branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Jasohari, Murshidabad, West Bengal, are allotted a unique IFSC like UJVN0003623 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Murshidabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Murshidabad and Jasohari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Jasohari reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code UJVN0003623

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jasohari in Murshidabad.

For example, the IFSC Code UJVN0003623 of Ujjivan Small Finance Bank Limited for the Jasohari branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003623 of Ujjivan Small Finance Bank Limited for its Jasohari branch located in Murshidabad, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Murshidabad and Jasohari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Jasohari or Murshidabad to get the exact IFSC Code UJVN0003623.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Murshidabad that will provide accurate information.

How to Use IFSC Code UJVN0003623 for Online Transfers?

If you have the IFSC Code UJVN0003623 for the Jasohari branch of Ujjivan Small Finance Bank Limited in Murshidabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003623. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003623.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Jasohari in Murshidabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Jasohari, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Jasohari, Murshidabad?

The IFSC Code is UJVN0003623.

Is the IFSC Code UJVN0003623 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Jasohari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jasohari branch?

The address of the branch is Dohalia Bypass,P.O.Kandi,P.S.Kandi Gram Panchayat,Jasohari,Ankhua 2,Murshidabad West Bengal - 772137 located in Murshidabad, Jasohari, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.