There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its K R Pete branch in Mandya, K R Pete, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Mandya or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code UJVN0001646. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, K R Pete, Mandya

Below in the table are the key details related to IFSC Code UJVN0001646 of Ujjivan Small Finance Bank Limited for its branch located in Mandya, within the district of K R Pete in the state of Karnataka.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0001646
Branch K R Pete
City Mandya
District K R Pete
State Karnataka
Address No.974/A,Mysuru-Channarayapatna Road Near Tb Circle K.R.Pet Town,Mandya 571264

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Mandya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001646 for the K R Pete branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in K R Pete, Mandya, Karnataka, are allotted a unique IFSC like UJVN0001646 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mandya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mandya and K R Pete.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in K R Pete reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code UJVN0001646

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as K R Pete in Mandya.

For example, the IFSC Code UJVN0001646 of Ujjivan Small Finance Bank Limited for the K R Pete branch includes these elements, identifying the bank and the branch location in Mandya and Karnataka accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001646 of Ujjivan Small Finance Bank Limited for its K R Pete branch located in Mandya, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Mandya and K R Pete, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for K R Pete or Mandya to get the exact IFSC Code UJVN0001646.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Mandya, you'll get the correct details.

How to Use IFSC Code UJVN0001646 for Online Transfers?

Once you have the IFSC Code UJVN0001646 for the K R Pete branch of Ujjivan Small Finance Bank Limited in Mandya, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001646. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001646.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited K R Pete in Mandya may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in K R Pete, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mandya manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited K R Pete Mandya?

The IFSC Code of the K R Pete Mandya branch is UJVN0001646.

Is IFSC Code UJVN0001646 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Ujjivan Small Finance Bank Limited K R Pete branch?

The branch is located at No.974/A,Mysuru-Channarayapatna Road Near Tb Circle K.R.Pet Town,Mandya 571264.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.