IFSC Code of Ujjivan Small Finance Bank Limited, Jhanjharpur, Jhanjharpur, Bihar — UJVN0003653

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Jhanjharpur branch in Madhubani, Jhanjharpur, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Madhubani or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UJVN0003653. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Jhanjharpur, Madhubani

Here are the main details that are associated with the IFSC Code UJVN0003653 of Ujjivan Small Finance Bank Limited for its branch located in Madhubani, within the district of Jhanjharpur in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Madhubani for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003653 for the Jhanjharpur branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Jhanjharpur, Madhubani, Bihar, is provided a unique IFSC like UJVN0003653 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Madhubani.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Madhubani and Jhanjharpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Jhanjharpur do not get misguided to another person.

Format of the IFSC Code UJVN0003653

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhanjharpur in Madhubani.

For example, the IFSC Code UJVN0003653 of Ujjivan Small Finance Bank Limited for the Jhanjharpur branch includes these elements, identifying the bank and the branch location in Madhubani and Bihar accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0003653 of Ujjivan Small Finance Bank Limited for its Jhanjharpur branch located in Madhubani, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Madhubani and Jhanjharpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Jhanjharpur or Madhubani to get the exact IFSC Code UJVN0003653.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Madhubani, then it will provide you proper information.

How to Use IFSC Code UJVN0003653 for Online Transfers?

Once you have the IFSC Code UJVN0003653 for the Jhanjharpur branch of Ujjivan Small Finance Bank Limited in Madhubani, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0003653. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003653.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Jhanjharpur in Madhubani, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Jhanjharpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Madhubani manage online transfers as well as cheque clearances with ease.