For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Hosur branch in Krishnagiri, Hosur, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Krishnagiri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001124. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Hosur, Krishnagiri
Here are the main details that are associated with the IFSC Code UJVN0001124 of Ujjivan Small Finance Bank Limited for its branch located in Krishnagiri, within the district of Hosur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0001124 |
| Branch | Hosur |
| City | Krishnagiri |
| District | Hosur |
| State | Tamil Nadu |
| Address | Ground Floor, 6-25, S N Arcade,Beside Ramraj Cotton Showroom,Krishnagiri Bye Pass Road,Hosur |
These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Krishnagiri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001124 for the Hosur branch of Ujjivan Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Hosur, Krishnagiri, Tamil Nadu, are given a unique IFSC like UJVN0001124 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Krishnagiri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Krishnagiri and Hosur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Hosur goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UJVN0001124
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hosur in Krishnagiri.
For example, the IFSC Code UJVN0001124 of Ujjivan Small Finance Bank Limited for the Hosur branch has these elements, identifying the bank and the branch location in Krishnagiri and Tamil Nadu correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0001124 of Ujjivan Small Finance Bank Limited for its Hosur branch located in Krishnagiri, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Krishnagiri and Hosur, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Hosur or Krishnagiri to get the exact IFSC Code UJVN0001124.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Krishnagiri, you'll get the correct details.
How to Use IFSC Code UJVN0001124 for Online Transfers?
Once you have the IFSC Code UJVN0001124 for the Hosur branch of Ujjivan Small Finance Bank Limited in Krishnagiri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0001124. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001124.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Hosur in Krishnagiri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Hosur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Krishnagiri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0001124.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, 6-25, S N Arcade,Beside Ramraj Cotton Showroom,Krishnagiri Bye Pass Road,Hosur located in Krishnagiri, Hosur, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.