IFSC Code of Ujjivan Small Finance Bank Limited, Karunagappally, Karunagappally, Kerala — UJVN0001636

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Karunagappally branch in Kollam, Karunagappally, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Ujjivan Small Finance Bank Limited located in Kollam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UJVN0001636. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Karunagappally, Kollam

Below in the table are the key details related to IFSC Code UJVN0001636 of Ujjivan Small Finance Bank Limited for its branch located in Kollam, within the district of Karunagappally in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Kollam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001636 for the Karunagappally branch of Ujjivan Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Karunagappally, Kollam, Kerala, is provided a unique IFSC like UJVN0001636 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Kollam.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kollam and Karunagappally.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Karunagappally do not get misguided to another person.

Format of the IFSC Code UJVN0001636

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Karunagappally in Kollam.

For example, the IFSC Code UJVN0001636 of Ujjivan Small Finance Bank Limited for the Karunagappally branch has these elements, identifying the bank and the branch location in Kollam and Kerala correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0001636 of Ujjivan Small Finance Bank Limited for its Karunagappally branch located in Kollam, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Kollam and Karunagappally, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Karunagappally or Kollam to get the exact IFSC Code UJVN0001636.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Kollam that will provide accurate information.

How to Use IFSC Code UJVN0001636 for Online Transfers?

If you have the IFSC Code UJVN0001636 for the Karunagappally branch of Ujjivan Small Finance Bank Limited in Kollam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0001636. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001636.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Karunagappally in Kollam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Karunagappally, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kollam manage their online transfers and cheque clearances easily.