The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Tollygunge branch in Kolkata, Kolkata, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UJVN0003303. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Tollygunge, Kolkata
The table below shows the main details of the IFSC Code UJVN0003303 for the Ujjivan Small Finance Bank Limited branch in Kolkata, which falls under the Kolkata district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003303 |
| Branch | Tollygunge |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Address | Premises No. 49,Deshpran Salmal Road,Tollygunge,Kolkata,West Bengal-700033 |
These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Kolkata for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003303 for the Tollygunge branch of Ujjivan Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Tollygunge, Kolkata, West Bengal, is provided with a unique IFSC like UJVN0003303 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Kolkata.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kolkata and Kolkata.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Tollygunge do not get mixed with another location.
Format of the IFSC Code UJVN0003303
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tollygunge in Kolkata.
For example, the IFSC Code UJVN0003303 of Ujjivan Small Finance Bank Limited for the Tollygunge branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
To find the IFSC Code UJVN0003303 of Ujjivan Small Finance Bank Limited for its Tollygunge branch located in Kolkata, the following methods can help you out:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Tollygunge or Kolkata to find the exact IFSC Code UJVN0003303.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Kolkata will provide accurate information.
How to Use IFSC Code UJVN0003303 for Online Transfers?
Once you have the IFSC Code UJVN0003303 for the Tollygunge branch of Ujjivan Small Finance Bank Limited in Kolkata, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003303. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003303.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Tollygunge in Kolkata, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Tollygunge, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kolkata manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0003303.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Premises No. 49,Deshpran Salmal Road,Tollygunge,Kolkata,West Bengal-700033 located in Kolkata, Kolkata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.