IFSC Code of Ujjivan Small Finance Bank Limited, Jhumri Tilaiya, Jhumri Tilaiya, Jharkhand — UJVN0003381

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Jhumri Tilaiya branch in Koderma, Jhumri Tilaiya, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Koderma or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UJVN0003381. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Jhumri Tilaiya, Koderma

Here are the key points that are associated with the IFSC Code UJVN0003381 of Ujjivan Small Finance Bank Limited for its branch located in Koderma, within the district of Jhumri Tilaiya in the state of Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Koderma for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0003381 for the Jhumri Tilaiya branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Jhumri Tilaiya, Koderma, Jharkhand, are given a unique IFSC like UJVN0003381 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Koderma.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Koderma and Jhumri Tilaiya.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ujjivan Small Finance Bank Limited in Jhumri Tilaiya goes to the correct branch. This is important because Ujjivan Small Finance Bank Limited has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UJVN0003381

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jhumri Tilaiya in Koderma.

For example, the IFSC Code UJVN0003381 of Ujjivan Small Finance Bank Limited for the Jhumri Tilaiya branch has these elements, identifying the bank and the branch location in Koderma and Jharkhand correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003381 of Ujjivan Small Finance Bank Limited for its Jhumri Tilaiya branch located in Koderma, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Koderma and Jhumri Tilaiya, print them on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Jhumri Tilaiya or Koderma to get the exact IFSC Code UJVN0003381.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Koderma, you'll get the correct details.

How to Use IFSC Code UJVN0003381 for Online Transfers?

Once you have the IFSC Code UJVN0003381 for the Jhumri Tilaiya branch of Ujjivan Small Finance Bank Limited in Koderma, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003381. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003381.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Jhumri Tilaiya in Koderma may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Jhumri Tilaiya, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Ujjivan Small Finance Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Koderma manage online transfers as well as cheque clearances with ease.