Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Chandrashekharpur branch in Khordha, Khordha, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UJVN0003339. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Chandrashekharpur, Khordha

Here are the main details that are associated with the IFSC Code UJVN0003339 of Ujjivan Small Finance Bank Limited for its branch located in Khordha, within the district of Khordha in the state of Odisha.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003339
Branch Chandrashekharpur
City Khordha
District Khordha
State Odisha
Address Ground Floor,Plot No 307 C District Center Chandrasekharpur Bhubaneshwar 751016 Khordha Odisha

These details are crucial, not just for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Khordha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003339 for the Chandrashekharpur branch of Ujjivan Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Chandrashekharpur, Khordha, Odisha, is provided a unique IFSC like UJVN0003339 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Khordha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Khordha and Khordha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Chandrashekharpur do not get misguided to another person.

Format of the IFSC Code UJVN0003339

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandrashekharpur in Khordha.

For example, the IFSC Code UJVN0003339 of Ujjivan Small Finance Bank Limited for the Chandrashekharpur branch includes these elements, identifying the bank and the branch location in Khordha and Odisha correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003339 of Ujjivan Small Finance Bank Limited for its Chandrashekharpur branch located in Khordha, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Khordha and Khordha, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Chandrashekharpur or Khordha to get the exact IFSC Code UJVN0003339.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Khordha, you'll get the correct details.

How to Use IFSC Code UJVN0003339 for Online Transfers?

Once you have the IFSC Code UJVN0003339 for the Chandrashekharpur branch of Ujjivan Small Finance Bank Limited in Khordha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UJVN0003339. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003339.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Chandrashekharpur in Khordha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Chandrashekharpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khordha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited Chandrashekharpur Khordha?

The IFSC Code of the Chandrashekharpur Khordha branch is UJVN0003339.

Is IFSC Code UJVN0003339 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Ujjivan Small Finance Bank Limited Chandrashekharpur branch?

The branch is located at Ground Floor,Plot No 307 C District Center Chandrasekharpur Bhubaneshwar 751016 Khordha Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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