Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Parsanataj branch in Kheda, Parsanataj, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UJVN0004514. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Parsanataj, Kheda
The table below shows the main details of the IFSC Code UJVN0004514 for the Ujjivan Small Finance Bank Limited branch in Kheda, which falls under the Parsanataj district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0004514 |
| Branch | Parsanataj |
| City | Kheda |
| District | Parsanataj |
| State | Gujarat |
| Address | Shop No.1,Ground Floor And First Floor,Khodil Niwas,Khodil Chowk,Opp.Shri Ram Mandir,Village - Parsantaj,Kheda Gujarat-387130 |
These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Kheda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0004514 for the Parsanataj branch of Ujjivan Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Parsanataj, Kheda, Gujarat, are allotted a unique IFSC like UJVN0004514 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kheda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kheda and Parsanataj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Ujjivan Small Finance Bank Limited in Parsanataj reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code UJVN0004514
This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Parsanataj in Kheda.
For example, the IFSC Code UJVN0004514 of Ujjivan Small Finance Bank Limited for the Parsanataj branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
To find the IFSC Code UJVN0004514 of Ujjivan Small Finance Bank Limited for its Parsanataj branch located in Kheda, the following methods can help you out:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ujjivan Small Finance Bank Limited branches in Kheda and Parsanataj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Parsanataj or Kheda to find the exact IFSC Code UJVN0004514.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Kheda will provide accurate information.
How to Use IFSC Code UJVN0004514 for Online Transfers?
If you have the IFSC Code UJVN0004514 for the Parsanataj branch of Ujjivan Small Finance Bank Limited in Kheda, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0004514. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0004514.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Parsanataj in Kheda, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Parsanataj, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kheda manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Parsanataj Kheda branch is UJVN0004514.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No.1,Ground Floor And First Floor,Khodil Niwas,Khodil Chowk,Opp.Shri Ram Mandir,Village - Parsantaj,Kheda Gujarat-387130.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.