Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Nagarcoil branch in Kanyakumari, Nagarcoil, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UJVN0001658. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Nagarcoil, Kanyakumari
Below in the table are the key details related to IFSC Code UJVN0001658 of Ujjivan Small Finance Bank Limited for its branch located in Kanyakumari, within the district of Nagarcoil in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0001658 |
| Branch | Nagarcoil |
| City | Kanyakumari |
| District | Nagarcoil |
| State | Tamil Nadu |
| Address | Vadsery South,Distillery Road Opp.Nagarcoil Bus Stop Vadasery Agastheeswaram,Nagarcoil 629001 Tamil Nadu |
These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0001658 for the Nagarcoil branch of Ujjivan Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Nagarcoil, Kanyakumari, Tamil Nadu, are allotted a unique IFSC like UJVN0001658 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kanyakumari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kanyakumari and Nagarcoil.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Ujjivan Small Finance Bank Limited in Nagarcoil reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code UJVN0001658
This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nagarcoil in Kanyakumari.
For example, the IFSC Code UJVN0001658 of Ujjivan Small Finance Bank Limited for the Nagarcoil branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0001658 of Ujjivan Small Finance Bank Limited for its Nagarcoil branch located in Kanyakumari, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Kanyakumari and Nagarcoil, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Nagarcoil or Kanyakumari to get the exact IFSC Code UJVN0001658.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Kanyakumari, you'll get the correct details.
How to Use IFSC Code UJVN0001658 for Online Transfers?
Once you have the IFSC Code UJVN0001658 for the Nagarcoil branch of Ujjivan Small Finance Bank Limited in Kanyakumari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UJVN0001658. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0001658.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ujjivan Small Finance Bank Limited Nagarcoil in Kanyakumari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ujjivan Small Finance Bank Limited in Nagarcoil, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0001658.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vadsery South,Distillery Road Opp.Nagarcoil Bus Stop Vadasery Agastheeswaram,Nagarcoil 629001 Tamil Nadu located in Kanyakumari, Nagarcoil, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.