There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Sajuma branch in Kaithal, Sajuma, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Kaithal or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UJVN0002348. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Sajuma, Kaithal

Below in the table are the key details related to IFSC Code UJVN0002348 of Ujjivan Small Finance Bank Limited for its branch located in Kaithal, within the district of Sajuma in the state of Haryana.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0002348
Branch Sajuma
City Kaithal
District Sajuma
State Haryana
Address Hatbast No-14, Vill- Sajuma,Tehsil And Distt- Kaithal,Kaithal,Haryana-136117

These details are important not only for users using online banking but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Kaithal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UJVN0002348 for the Sajuma branch of Ujjivan Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Sajuma, Kaithal, Haryana, are allotted a unique IFSC like UJVN0002348 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kaithal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kaithal and Sajuma.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Sajuma reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code UJVN0002348

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sajuma in Kaithal.

For example, the IFSC Code UJVN0002348 of Ujjivan Small Finance Bank Limited for the Sajuma branch includes these elements, identifying the bank and the branch location in Kaithal and Haryana accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0002348 of Ujjivan Small Finance Bank Limited for its Sajuma branch located in Kaithal, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Kaithal and Sajuma, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Sajuma or Kaithal to get the exact IFSC Code UJVN0002348.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Kaithal that will provide accurate information.

How to Use IFSC Code UJVN0002348 for Online Transfers?

If you have the IFSC Code UJVN0002348 for the Sajuma branch of Ujjivan Small Finance Bank Limited in Kaithal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0002348. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0002348.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Sajuma in Kaithal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Sajuma, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaithal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Sajuma, Kaithal?

The IFSC Code is UJVN0002348.

Is the IFSC Code UJVN0002348 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Sajuma?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sajuma branch?

The address of the branch is Hatbast No-14, Vill- Sajuma,Tehsil And Distt- Kaithal,Kaithal,Haryana-136117 located in Kaithal, Sajuma, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.