Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Jalgaon branch in Jalgaon, Jalgaon, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code UJVN0004474. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Jalgaon, Jalgaon

Below in the table are the key details related to IFSC Code UJVN0004474 of Ujjivan Small Finance Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0004474
Branch Jalgaon
City Jalgaon
District Jalgaon
State Maharashtra
Address Niranjan Complex Opp.Jalgaon District Central Co-Op.Bank Ring Road,Jalgaon 425001

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0004474 for the Jalgaon branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UJVN0004474 is given to every bank branch, including Ujjivan Small Finance Bank Limited located in Jalgaon, Jalgaon, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Jalgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Jalgaon doesn't end up at another location.

Format of the IFSC Code UJVN0004474

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalgaon in Jalgaon.

For example, the IFSC Code UJVN0004474 of Ujjivan Small Finance Bank Limited for the Jalgaon branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are looking for the IFSC Code UJVN0004474 of Ujjivan Small Finance Bank Limited for its Jalgaon branch located in Jalgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ujjivan Small Finance Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ujjivan Small Finance Bank Limited and look for the branch locator section, then search for Jalgaon or Jalgaon to get the exact IFSC Code UJVN0004474.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ujjivan Small Finance Bank Limited and Jalgaon, then it will provide you proper information.

How to Use IFSC Code UJVN0004474 for Online Transfers?

Once you have the IFSC Code UJVN0004474 for the Jalgaon branch of Ujjivan Small Finance Bank Limited in Jalgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0004474. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0004474.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Jalgaon in Jalgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Jalgaon, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jalgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited Jalgaon Jalgaon?

The IFSC Code of the Jalgaon Jalgaon branch is UJVN0004474.

Is IFSC Code UJVN0004474 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Ujjivan Small Finance Bank Limited Jalgaon branch?

The branch is located at Niranjan Complex Opp.Jalgaon District Central Co-Op.Bank Ring Road,Jalgaon 425001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.