The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Dhanamandal branch in Jajapur, Chandikhol, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Ujjivan Small Finance Bank Limited located in Jajapur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UJVN0003658. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Dhanamandal, Jajapur

Here are some of the key details that come with the IFSC Code UJVN0003658 of Ujjivan Small Finance Bank Limited for its branch located in Jajapur, within the district of Chandikhol in the state of Odisha.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003658
Branch Dhanamandal
City Jajapur
District Chandikhol
State Odisha
Address Badshahi Road,Naranpur,Chandikhol,Darpanagar,Barachana

These details are crucial, not just for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Jajapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003658 for the Dhanamandal branch of Ujjivan Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Dhanamandal, Jajapur, Odisha, is provided a unique IFSC like UJVN0003658 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Jajapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jajapur and Chandikhol.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Dhanamandal do not get misguided to another person.

Format of the IFSC Code UJVN0003658

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhanamandal in Jajapur.

For example, the IFSC Code UJVN0003658 of Ujjivan Small Finance Bank Limited for the Dhanamandal branch includes these elements, identifying the bank and the branch location in Jajapur and Odisha correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

To find the IFSC Code UJVN0003658 of Ujjivan Small Finance Bank Limited for its Dhanamandal branch located in Jajapur, the following methods can help you out:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Jajapur and Chandikhol, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and go to the branch locator section. Then search for Dhanamandal or Jajapur to find the exact IFSC Code UJVN0003658.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ujjivan Small Finance Bank Limited and Jajapur will provide accurate information.

How to Use IFSC Code UJVN0003658 for Online Transfers?

If you have the IFSC Code UJVN0003658 for the Dhanamandal branch of Ujjivan Small Finance Bank Limited in Jajapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003658. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003658.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Dhanamandal in Jajapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Dhanamandal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jajapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Dhanamandal, Jajapur?

The IFSC Code is UJVN0003658.

Is the IFSC Code UJVN0003658 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Dhanamandal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dhanamandal branch?

The address of the branch is Badshahi Road,Naranpur,Chandikhol,Darpanagar,Barachana located in Jajapur, Chandikhol, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.