Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Patapur branch in Jagatsinghpur, Jagatsinghpur, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Ujjivan Small Finance Bank Limited located in Jagatsinghpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UJVN0003596. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Patapur, Jagatsinghpur

Here are the main details that are associated with the IFSC Code UJVN0003596 of Ujjivan Small Finance Bank Limited for its branch located in Jagatsinghpur, within the district of Jagatsinghpur in the state of Odisha.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003596
Branch Patapur
City Jagatsinghpur
District Jagatsinghpur
State Odisha
Address Patapur,P.O - Chatua,P.S - Kujanganear Patapur Panchayat Jagatsinghpur754141 Jagatsinghpur Jagatsinghpur Odisha

These details helps users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Jagatsinghpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003596 for the Patapur branch of Ujjivan Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Patapur, Jagatsinghpur, Odisha, are allotted a unique IFSC like UJVN0003596 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jagatsinghpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jagatsinghpur and Jagatsinghpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Patapur reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UJVN0003596

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Patapur in Jagatsinghpur.

For example, the IFSC Code UJVN0003596 of Ujjivan Small Finance Bank Limited for the Patapur branch has these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha correctly.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003596 of Ujjivan Small Finance Bank Limited for its Patapur branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Jagatsinghpur and Jagatsinghpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Patapur or Jagatsinghpur to get the exact IFSC Code UJVN0003596.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Jagatsinghpur, you'll get the correct details.

How to Use IFSC Code UJVN0003596 for Online Transfers?

Once you have the IFSC Code UJVN0003596 for the Patapur branch of Ujjivan Small Finance Bank Limited in Jagatsinghpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003596. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003596.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Patapur in Jagatsinghpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Patapur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jagatsinghpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Patapur, Jagatsinghpur?

The IFSC Code is UJVN0003596.

Is the IFSC Code UJVN0003596 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Patapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Patapur branch?

The address of the branch is Patapur,P.O - Chatua,P.S - Kujanganear Patapur Panchayat Jagatsinghpur754141 Jagatsinghpur Jagatsinghpur Odisha located in Jagatsinghpur, Jagatsinghpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.