There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Jaganathpur branch in Jagatsinghpur, Jaganathpur, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Jagatsinghpur or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UJVN0003629. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Jaganathpur, Jagatsinghpur

Below in the table are the key details related to IFSC Code UJVN0003629 of Ujjivan Small Finance Bank Limited for its branch located in Jagatsinghpur, within the district of Jaganathpur in the state of Odisha.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003629
Branch Jaganathpur
City Jagatsinghpur
District Jaganathpur
State Odisha
Address Cuttack -Paradip Road,Jaganathpur,Po Raghunnathpur,Jaganathpur,Jagatsinghpur,Odisha -754132

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Jagatsinghpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003629 for the Jaganathpur branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ujjivan Small Finance Bank Limited located in Jaganathpur, Jagatsinghpur, Odisha, are allotted a unique IFSC like UJVN0003629 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jagatsinghpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jagatsinghpur and Jaganathpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Ujjivan Small Finance Bank Limited in Jaganathpur reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UJVN0003629

This is the format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Ujjivan Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jaganathpur in Jagatsinghpur.

For example, the IFSC Code UJVN0003629 of Ujjivan Small Finance Bank Limited for the Jaganathpur branch includes these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003629 of Ujjivan Small Finance Bank Limited for its Jaganathpur branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque books that are issued by Ujjivan Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Jagatsinghpur and Jaganathpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and find the branch locator section. Search for Jaganathpur or Jagatsinghpur to get the exact IFSC Code UJVN0003629.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ujjivan Small Finance Bank Limited and Jagatsinghpur that will provide accurate information.

How to Use IFSC Code UJVN0003629 for Online Transfers?

Once you have the IFSC Code UJVN0003629 for the Jaganathpur branch of Ujjivan Small Finance Bank Limited in Jagatsinghpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003629. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003629.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Jaganathpur in Jagatsinghpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Jaganathpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jagatsinghpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Jaganathpur, Jagatsinghpur?

The IFSC Code is UJVN0003629.

Is the IFSC Code UJVN0003629 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Jaganathpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jaganathpur branch?

The address of the branch is Cuttack -Paradip Road,Jaganathpur,Po Raghunnathpur,Jaganathpur,Jagatsinghpur,Odisha -754132 located in Jagatsinghpur, Jaganathpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.