There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ujjivan Small Finance Bank Limited for its Bagodar branch in Iii, Bagodar, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ujjivan Small Finance Bank Limited situated in Iii or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code UJVN0003638. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ujjivan Small Finance Bank Limited, Bagodar, Iii

Here are some of the key details that come with the IFSC Code UJVN0003638 of Ujjivan Small Finance Bank Limited for its branch located in Iii, within the district of Bagodar in the state of Jharkhand.

Particulars Details
Bank Ujjivan Small Finance Bank Limited
IFSC Code UJVN0003638
Branch Bagodar
City Iii
District Bagodar
State Jharkhand
Address Aiaroadnearajelecticals,Blockmoebagoda,Jhakhand

These details are essential not only for online banking users but also for businesses and individuals who use Ujjivan Small Finance Bank Limited in Iii for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003638 for the Bagodar branch of Ujjivan Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Bagodar, Iii, Jharkhand, is provided a unique IFSC like UJVN0003638 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Ujjivan Small Finance Bank Limited branch in Iii.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Iii and Bagodar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Bagodar do not get misguided to another person.

Format of the IFSC Code UJVN0003638

The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Ujjivan Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bagodar in Iii.

For example, the IFSC Code UJVN0003638 of Ujjivan Small Finance Bank Limited for the Bagodar branch includes these elements, identifying the bank and the branch location in Iii and Jharkhand accurately.

How to Find IFSC Code for Ujjivan Small Finance Bank Limited?

If you are trying to find the IFSC Code UJVN0003638 of Ujjivan Small Finance Bank Limited for its Bagodar branch located in Iii, the following methods can help:

Cheque Book

The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Ujjivan Small Finance Bank Limited branches in Iii and Bagodar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Bagodar or Iii to get the exact IFSC Code UJVN0003638.

Mobile Banking App

If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Iii, you'll get the correct details.

How to Use IFSC Code UJVN0003638 for Online Transfers?

Once you have the IFSC Code UJVN0003638 for the Bagodar branch of Ujjivan Small Finance Bank Limited in Iii, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UJVN0003638. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003638.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Bagodar in Iii, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Bagodar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ujjivan Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Iii manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ujjivan Small Finance Bank Limited in Bagodar, Iii?

The IFSC Code is UJVN0003638.

Is the IFSC Code UJVN0003638 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Ujjivan Small Finance Bank Limited Bagodar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bagodar branch?

The address of the branch is Aiaroadnearajelecticals,Blockmoebagoda,Jhakhand located in Iii, Bagodar, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.