Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ujjivan Small Finance Bank Limited for its Hazaribagh branch in Hazaribagh, Hazaribagh, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Ujjivan Small Finance Bank Limited located in Hazaribagh or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UJVN0003365. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ujjivan Small Finance Bank Limited, Hazaribagh, Hazaribagh
Here are the main details that are associated with the IFSC Code UJVN0003365 of Ujjivan Small Finance Bank Limited for its branch located in Hazaribagh, within the district of Hazaribagh in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Ujjivan Small Finance Bank Limited |
| IFSC Code | UJVN0003365 |
| Branch | Hazaribagh |
| City | Hazaribagh |
| District | Hazaribagh |
| State | Jharkhand |
| Address | Ground Floor,Opposite Jain Middle School Gola Chowk Hazaribagh 825301 Hazaribagh Jharkhand |
These details help users in online banking and for businesses and individuals who use Ujjivan Small Finance Bank Limited in Hazaribagh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UJVN0003365 for the Hazaribagh branch of Ujjivan Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ujjivan Small Finance Bank Limited located in Hazaribagh, Hazaribagh, Jharkhand, is provided with a unique IFSC like UJVN0003365 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ujjivan Small Finance Bank Limited branch in Hazaribagh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Hazaribagh and Hazaribagh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Ujjivan Small Finance Bank Limited in Hazaribagh do not get mixed with another location.
Format of the IFSC Code UJVN0003365
The format of the IFSC Code for banks, including Ujjivan Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ujjivan Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hazaribagh in Hazaribagh.
For example, the IFSC Code UJVN0003365 of Ujjivan Small Finance Bank Limited for the Hazaribagh branch has these elements, identifying the bank and the branch location in Hazaribagh and Jharkhand correctly.
How to Find IFSC Code for Ujjivan Small Finance Bank Limited?
If you are trying to find the IFSC Code UJVN0003365 of Ujjivan Small Finance Bank Limited for its Hazaribagh branch located in Hazaribagh, the following methods can help:
Cheque Book
The cheque book issued by Ujjivan Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ujjivan Small Finance Bank Limited branches in Hazaribagh and Hazaribagh, print them on the first page of your passbook.
Bank Website
Visit the official website of Ujjivan Small Finance Bank Limited and navigate to the branch locator section. Search for Hazaribagh or Hazaribagh to get the exact IFSC Code UJVN0003365.
Mobile Banking App
If you use Ujjivan Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ujjivan Small Finance Bank Limited and Hazaribagh, you'll get the correct details.
How to Use IFSC Code UJVN0003365 for Online Transfers?
Once you have the IFSC Code UJVN0003365 for the Hazaribagh branch of Ujjivan Small Finance Bank Limited in Hazaribagh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UJVN0003365. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ujjivan Small Finance Bank Limited IFSC Code UJVN0003365.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ujjivan Small Finance Bank Limited Hazaribagh in Hazaribagh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ujjivan Small Finance Bank Limited in Hazaribagh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ujjivan Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Hazaribagh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UJVN0003365.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor,Opposite Jain Middle School Gola Chowk Hazaribagh 825301 Hazaribagh Jharkhand located in Hazaribagh, Hazaribagh, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.